Pests: Your Insurer's Problem or Yours?
No one likes sharing their home with bugs, rodents or other pests. But once the little critters move in and start munching on the walls of your home, the rafters in your attic or the electrical lines in your basement, who’s responsible for the damage: your insurer or you?
You may instinctively think the infestation and damage caused by pests are your insurer’s problem. But if that’s your answer, you’re wrong.
Let’s put it this way: No matter where in the country you live, pests can be a problem. Whether you’re dealing with mice, squirrels, cockroaches, ants, termites, silverfish, fleas, bedbugs or one of a hundred other invading pests, remedying the damage they cause can be expensive and frustrating.
Which is exactly why your home insurance company can’t afford to cover the damage.
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