First, motorcycles are expensive. They can cost $20,000 or more.
Second, they're easily damaged and even totally wrecked. Even a minor collision at low speeds can cause enough damage to your bike that you'll need to get rid of it.
What's worse, a large percentage of drivers don't have any insurance. So, if they hit you while you're on your motorcycle and they're at fault, it could be financially devastating for you.
Uninsured/underinsured motorist coverage provides you with a safety net in the event that happens. You won't be vulnerable to the chances of the at-fault party not having sufficient insurance.
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